The state of AI development in banking and financial services 2026

Accelerating Innovation Safely Within Core Financial Ecosystems

Agentic AI is moving rapidly from pilot to enterprise-grade execution. In this exclusive vertical brief drawing from OutSystems' survey of 1,879 global IT leaders—including 320 respondents from banking and financial services—the data shows that finance has pulled ahead of the market in advanced agentic deployment.

While agentic AI promises to dramatically shorten development cycles and automate high-volume, rules-based workloads, it lands in a complex, multi-generational IT landscape. Download the full report to explore benchmarks and practical frameworks for modernizing your enterprise workflows safely.

What you will learn inside:

• Maturity benchmarks: Why 15% of financial services leaders qualify as "experts," with autonomous agents actively executing transactions inside core, mission-critical systems.
• Overcoming legacy barriers: How leaders are navigating the 43% who cite legacy systems or fragmented data sources as primary integration hurdles.
• The trust and government blueprint: A look into why banking reports unprecedented trust in autonomous agents (83% total trusting responses) backed by rigorous human-approval checkpoints and embedded compliance.
• The CIO checklist: Five practical steps to establish portfolio visibility, control AI sprawl, and deploy high-performance low-code platforms that deliver agentic AI at scale.